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Describe two common practice skills used in community development and give an example of how each skill might be used.
Double-Cycle Billing
A method some credit card companies used to calculate finance charges using the average daily balance of the current and previous billing cycles, often leading to higher charges for the cardholder.
Fair Credit Reporting Act
a federal law that regulates the collection, dissemination, and use of consumer credit information, ensuring accuracy, fairness, and privacy.
Metro Bank
A financial institution that provides banking services, which may include savings, loans, and investment products.
Credit History
A record of a borrower's responsible repayment of debts, used by lenders to gauge the borrower's creditworthiness.
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