How Does Mrs

question 16

Multiple Choice

How does Mrs. Ramon use grouping in her classroom?

• A) She uses groups only for reading.
• B) She uses groups that are flexible and change frequently, depending on the activity.
• C) She avoids grouping as she feels some groups feel stigmatized.
• D) She uses interest grouping for recreational reading only.

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Definitions:

Collateral

Assets pledged by a borrower to secure a loan or other credit, and subject to seizure on default.

Precautionary Demand

The desire to hold cash or assets as a buffer against future financial uncertainties.

Emergency Needs

Financial requirements that arise unexpectedly and require immediate attention, often relating to health, home repairs, or urgent personal matters.

Chattel Mortgage

A loan arrangement in which personal movable property is used as security for the loan, and the lender holds a mortgage over the chattel.