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A counselor who, when appropriate, forms consultative relationships with religious/spiritual leaders or other indigenous helpers to benefit clients would be counseling with culture in mind.
After-Tax Borrowing Rate
The interest rate on loans after taking into account the tax deductions on interest payments, affecting the net cost of borrowing.
Discount Rate
The interest rate used to determine the present value of future cash flows in discounted cash flow analysis.
Leveraged Lease
A financing agreement where a lessor borrows funds to purchase an asset, which is then leased to a lessee, with the lease payments ensuring repayment of the loan.
Single Investor Lease
A lease agreement in which a single investor owns the asset and leases it directly to a company, who then has the option to buy the asset at the end of the lease term.
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