Which of the Following Is True

question 80

Multiple Choice

Which of the following is true?

• A)Mortgages are assets to the holder and liabilities to the borrower.
• B)Lenders are exposed to an interest rate risk when they invest in fixed rate mortgages.
• C)Variable-rate mortgages reduce the interest rate risk of holding long-term mortgages.
• D)All of the above.

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Definitions:

Family Resilience

The capacity of a family to withstand and bounce back from hardships and crises collectively.

Preventive Measures

Strategies or actions taken in advance to reduce the risk of harm or to prevent an undesirable outcome.

Suspected Abuse

A situation in which there are reasons to believe that someone, often a child or vulnerable adult, has been harmed or is at risk of harm.

Emotional Abuse

A form of abuse characterized by a person subjecting or exposing another to behavior that may result in psychological trauma, including anxiety, chronic depression, or post-traumatic stress disorder.