Which of the Following Is False

question 71

Multiple Choice

Which of the following is false?

• A)The price of a mortgage in the secondary market is the discounted value of the future stream of monthly payments over the remaining life of the mortgage. .
• B)The price of a mortgage-backed security is based on the prices of the mortgages in the pool that backs the security.
• C)The premium for the higher servicing costs of mortgages has been increased significantly in recent years due to changes in technology.
• D)The risks of investing in mortgages includes the risk that the mortgage may be paid early when investment opportunities for the lender are less favorable.

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Definitions:

Resilience

The ability of an individual to recover from adversity, trauma, tragedy, threats, or significant stress and to adapt well over time.

Plasticity

The brain's capacity to change and adapt in response to experiences, learning, and injury.

Changing Resource Allocations

The process of adjusting how resources are distributed or assigned, often in response to shifts in needs, priorities, or availability.

Multidirectional

A characteristic of development indicating that capacity can increase or decrease at various points across the lifespan, depending on a range of factors.