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Collective action theory helps explain why:
Capitalization
The practice of writing the first letter of a word in uppercase, while the remaining letters in lowercase, often used to denote proper nouns or the beginning of sentences.
Interest Rate
The percentage of a sum of money charged for its use, typically expressed as an annual percentage rate.
Undergraduate Students
Individuals enrolled in a college or university program leading to a bachelor's degree or similar qualification.
Private Student Loan
A non-federal lending option for education, provided by banks or financial institutions, that is not backed by the government.
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