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Explain Taylor's point when he asks us to imagine the worms in certain caves in New Zealand. "Each dot of light identifies an ugly worm, whose luminous tail is meant to attract insects from the surrounding darkness. As from time to time one of these insects draws near it becomes entangled in a sticky thread lowered by the worm, and is eaten. This goes on month after month, the blind worm lying there in the barren stillness waiting to entrap an occasional bit of nourishment that will only sustain it to another hit of nourishment until .... Until what?"
Financial Statement
A formal record of the financial activities and position of a business, individual, or other entity, typically detailing income, assets, liabilities, and equity at a specific point in time.
Default
Failure to make payments on a loan.
Loan Payments
Periodic payments made towards the balance and interest of a loan, following a predefined schedule until the loan is fully repaid.
Chapter 7
A provision under U.S. bankruptcy law for liquidating a debtor's assets to pay off creditors.
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