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Locke says, "This makes him willing to quit this condition which, however free, is full of fears and continual dangers; and it is not without reason that he seeks out and is willing to join in society with others who are already united, or have a mind to unite for the mutual preservation of their lives, liberties and estates, which I call by the general name property." Do you agree with Locke? Explain your answer.
Policyholder
An individual or entity that owns an insurance policy, thereby having the insurance cover for specified risks.
Copayment
A fixed amount paid by a patient for healthcare services, with the remaining balance covered by their insurance plan.
Deductible
The amount a person must pay out-of-pocket before an insurance company will cover the remaining costs of a claim.
Annual Payment
A payment made once a year, often related to financial agreements such as salaries, annuities, or subscription services.
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