The Practice of Refusing Mortgages for Houses in Poor and Minority

question 23

Multiple Choice

The practice of refusing mortgages for houses in poor and minority neighborhoods is called:

• A) disenfranchisement.
• B) redlining.
• C) residential racism.
• D) economic hegemony.
• E) domicile segregation.

---

Definitions:

Working Poor

Individuals or families who are employed but whose earnings are not sufficient to meet a standard of living that is considered acceptable or comfortable.

Poverty

A condition where individuals or communities lack the financial resources and essentials for a minimum standard of living.

Industrialized Nations

Countries that have undergone significant industrial development, characterized by advanced technological infrastructure and a high standard of living.

American Indian

A term historically used to refer to the indigenous peoples of the Americas, although many prefer other terms such as Native American, Indigenous American, or by their specific tribal affiliation.