All of the Following Were Significant Changes in the Mortgage

question 30

Multiple Choice

All of the following were significant changes in the mortgage market in the 2000s EXCEPT

• A) investment banks became significant participants in the secondary mortgage market.
• B) lenders loosened lending standards.
• C) mortgage-backed securities became more popular with investors.
• D) borrowers tended to increase the amount of their down payments.

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Definitions:

Preset Standards

Preset standards are predetermined criteria or benchmarks used to measure quality, productivity, or other performance levels in various processes.

Information Flowing

The movement or transfer of data and instructions among individuals or organizations, facilitating decision-making and coordination of activities.

Sustainability Reporting

The practice of publishing information about a company's environmental, social, and governance (ESG) performance and impact.

Transparency

The practice of being open, honest, and straightforward about various activities, facilitating a higher level of trust and clarity.