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The key to present value calculations is that they
Unhealthy Behaviors
Actions or habits that are detrimental to one's physical or mental health, such as smoking or excessive alcohol consumption.
Stress
A physical or emotional response to demands or pressures, which can arise from various sources and affect mental and physical health.
Heart Disease
A broad term that encompasses various types of heart conditions, including coronary artery disease and heart failure, among others.
Negative Emotions
Feelings that are generally associated with evaluations or experiences perceived as unpleasant or undesirable.
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