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OS X devices include a utility that automatically encrypts data stored locally.
Oral Agreement
A verbal commitment between parties that is not recorded in written form but may still be legally binding.
Collateral
Assets pledged by a borrower to secure a loan or other credit, and subject to seizure on default.
Original
In legal and official documents, "original" refers to the first form or version of a document that has not been copied, altered, or replicated.
Obligation
A legal or moral duty to do or refrain from doing something.
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