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Some Borrowers with Low Credit Scores Have Difficulty Finding Any

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Some borrowers with low credit scores have difficulty finding any lenders willing to make loans to them.These people typically have seriously flawed credit histories that may include failure to make payments on credit cards or on car loans or they may have declared personal bankruptcy in the recent past.These borrowers are often referred to as


Definitions:

Down Payment

An initial, upfront payment made on a purchase, typically significant in value, with the balance to be paid later.

Voluntary Bankruptcy

The act of deliberately filing for bankruptcy by an individual or organization as a mechanism to address insurmountable debt.

Bankruptcy Petition

A formal request filed by an individual or business to declare bankruptcy, seeking protection from creditors.

Order for Relief

A court order that provides relief from certain types of legal obligations or protections in bankruptcy proceedings.

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