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Something that is in the public domain:
Loan
Money lent to a borrower, which is expected to be paid back with interest.
Interest Rate
The fraction of a loan billed as interest to the borrower, commonly expressed as a yearly percentage of the remaining loan amount.
Payments
Amounts of money transferred from one party to another as fulfillment of a financial obligation.
Life Annuity
An insurance product that provides the holder with a series of payments for the remainder of their life, in exchange for an initial lump sum payment.
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