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Fraud requires scienter; that is the party accused of fraud must have wanted to mislead the other party.
Interest Rate
The percentage at which interest is paid by a borrower for the use of money that they borrow from a lender.
Monthly Instalments
Regular, typically monthly, payments made over a set period to repay a loan or purchase price.
AASB 9
The Australian Accounting Standards Board standard covering the classification, measurement, and derecognition of financial instruments.
IFRS 9
International Financial Reporting Standard 9, relating to financial instruments, covering their classification, measurement, impairment, and hedging.
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