Refer to Fact Pattern 12-1

question 389

Multiple Choice

Refer to Fact Pattern 12-1. Assume that Gena pledges to Fidelity that if she is unable to meet her monthly repayment obligations the bank may take her pasta machines. They may be best described as:

• A) principal
• B) equity
• C) leveraged equity
• D) collateral
• E) a guarantor

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Definitions:

Polygraph Testing

A technique used in investigations and security screening that measures physiological responses to determine the truthfulness of answers provided by an individual.

Graphology Testing

An assessment technique that analyses a person's handwriting to make inferences about their personality or other attributes.

Cognitive Abilities

Mental skills that include reasoning, memory, attention, and language capabilities that enable an individual to learn and solve problems.

Knowledge

The information, understanding, and skills gained through experience or education; the theoretical or practical understanding of a subject.