Refer to Fact Pattern 12-1

question 412

Multiple Choice

Refer to Fact Pattern 12-1. Assuming that Gena pledges not only her pasta makers, but also her 1/2 acre piece of property in Montclair, NJ. Once she defaults on her loan payments to First Fidelity the bank may:

• A) start judicial proceedings against her
• B) seize all of her property to settle the debt
• C) seize her non-exempt property to settle the debt
• D) start judicial proceedings against her and seize her non-exempt property to settle the debt
• E) the bank cannot do anything until it files its claim with the governor of the state

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