Examlex
The FTC's Red Flag Rule requires notices to consumers when interest rates are about to be increased on a credit account.
Civilization
Advanced stage of human social development and organization characterized by urban development, social stratification, and the use of written or recorded communication.
Samuel Huntington
An American political scientist known for his "Clash of Civilizations" theory, positing that future conflicts would be culturally based.
Religion
A set of organized beliefs, practices, and systems that revolve around the worship of a supernatural power or deity, offering a framework for understanding the universe and humanity's place within it.
Race
A sociopolitical construct that categorizes and differentiates people based on physical characteristics, such as skin color, often leading to systemic inequalities and discrimination.
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