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The Fair Debt Collection Practices Act prohibits all creditors from using a host of harassing, deceptive, and unfair debt-collection practices.
Rights and Obligations
Legal and moral entitlements that individuals have in society, alongside duties or actions they are expected to perform or abstain from.
Formally Established
Recognized or constituted by relevant authorities or according to proper procedure.
Certain Time Span
A specific period or duration of time, defined by start and end points.
Descent Groups
Social groups whose members claim common ancestry; fundamental to the social organization of many societies.
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