Truth in Lending Refers to the Requirement That Creditors

question 172

Multiple Choice

Truth in lending refers to the requirement that creditors:

• A) must disclose all relevant terms in credit transactions
• B) must not use sex or race to determine a person's creditworthiness
• C) must not use abusive debt collection techniques
• D) all of the other specific choices are correct
• E) none of the other specific choices are correct

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Definitions:

Mental Accessibility

The ease with which specific information can be retrieved from memory, influenced by the frequency or recentness of exposure.

Classical Conditioning

A learning process that occurs through associations between an environmental stimulus and a naturally occurring stimulus.

Psychological Reactance

A motivational reaction to offers, persons, rules, or regulations that threaten or eliminate specific behavioral freedoms.

Attitude Inoculation

A method of making individuals resistant to attempts to change their attitudes by initially exposing them to small arguments against their beliefs.