Under the Equal Credit Opportunity Act, a Creditor Is Permitted

question 470

Multiple Choice

Under the Equal Credit Opportunity Act, a creditor is permitted to:

• A) request any information they think necessary to make a decision about a credit applicant
• B) discriminate against an applicant based on marital status
• C) not count welfare benefits as income since they may end at any time
• D) ask questions about applicant's plans to have children in order to calculate impact on future income
• E) none of the other choices

Recognize the contributions of key figures in the field of management, including Frederick W. Taylor, Frank and Lillian Gilbreth, and Henry Fayol.

Identify the principles of quality management and the pioneers who advocated for quality in production and operations.

Comprehend the significance of motion study and how it contributes to efficiency in operations.

Understand the evolution of management thought from a focus on tasks and processes to an emphasis on human relations and employee needs.

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Definitions:

Convulsive Seizures

A type of seizure involving violent muscle contractions and sudden, rapid shaking movements.

Reward Deficiency Syndrome

A theory proposing that individuals with certain genetic backgrounds have deficiencies in the pleasure centers of the brain.

Substance-Induced Dementia

Cognitive impairment and memory issues directly attributable to the prolonged use of psychoactive substances, including drugs and alcohol.

Korsakoff's Syndrome

A chronic memory disorder typically associated with heavy alcohol consumption over a long period, characterized by short-term memory loss, "making up" stories (confabulation), and apathy.