In Chuway V

question 51

Multiple Choice

In Chuway v. National Action Financial Services, where Chuway received a letter from debt collector National that requested payment of the amount she owed on a debt, the appeals court held that the debt collector used:

• A) inaccurate terms about the balance due, and so violated the FDCPA
• B) abusive language in the letter, and so violated the FDCPA
• C) technical terms that an ordinary consumer could not understand, a violation of the FDCPA
• D) language that was a bit technical, but the meaning was clear to a reasonable person, so there was no violation of the FDCPA
• E) none of the other choices

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Definitions:

Political Act

An action taken by individuals or groups intended to influence public policy or the governance process.

Shared Meanings

The common understanding or interpretation of symbols, language, or behaviors among members of a society or group.

Psychic Control

The process by which individuals or entities influence the mind or behavior of others through non-physical means.

Enlightened Followers

Individuals within an organization or movement who actively contribute to goals or ideals while maintaining critical thinking and an understanding of their role.