In Chuway V

question 111

Multiple Choice

In Chuway v. National Action Financial Services, where Chuway received a letter from debt collector National that requested payment of the amount she owed on a debt, the appeals court held that the debt collector used:

• A) an improper calculation of the interest rate owed on the debt, so as to increase its take, a violation of the FDCPA
• B) abusive language in the letter, and so violated the FDCPA
• C) technical terms that an ordinary consumer could not understand, a violation of the FDCPA
• D) language that was a bit technical, but the meaning was clear to a reasonable person, so there was no violation of the FDCPA
• E) none of the other choices

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Definitions:

Continuous Random Variables

Variables that can assume an infinite number of values within a given range.

Independent Events

Two or more events that have no influence on each other's occurrence, so that the probability of one event does not change the probability of another.

Sample Space

The set of all possible outcomes of a statistical experiment.

Internet

The Internet is a global network of computers that facilitates communication and information sharing across the world.