In Chuway V

question 170

Multiple Choice

In Chuway v. National Action Financial Services, where Chuway received a letter from debt collector National that requested payment of the amount she owed on a debt, the appeals court held that the debt collector:

• A) violated the FDCPA by sending the plaintiff multiple letters after she requested they stop
• B) violated the FDCPA by not clearly establishing the amount of the debt
• C) did not violate the FDCPA because the language of the letter was clear
• D) clearly used safe harbor language and so did not violate the FDCPA
• E) used reasonable language for the situation and so did not violate the FDCPA

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Definitions:

Research Design

The overall strategy or plan for a study, outlining how to collect and analyze information, thereby ensuring the validity and reliability of the results.

Blind Procedure

An experimental setup where the participants do not know whether they are receiving the treatment or are in the control group, to prevent bias.

Graphic Scenes

Visual content that is explicit, vivid, and often intended to be realistic, usually found in media like movies, video games, or books.

Non-violent Film

A movie genre that avoids scenes of physical or psychological harm towards characters, focusing more on peaceful and positive narratives.