Examlex
The FTC's Red Flag Rule requires notices to consumers when interest rates are about to be increased on a credit account.
Surface Ocean Currents
Movements of ocean water driven by various factors, including wind patterns and the Earth's rotation, that occur at or near the surface of the ocean.
Gyre
Gyre describes a large system of circulating ocean currents, often driven by global wind patterns, significantly impacting climate and ecosystem biodiversity.
Atlantic
Relating to the Atlantic Ocean, the second-largest of the world's oceanic divisions.
Bacterial Decomposition
The process by which bacteria break down organic material, such as dead organisms or waste, into simpler substances.
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