In Chuway V

question 111

Multiple Choice

In Chuway v. National Action Financial Services, where Chuway received a letter from debt collector National that requested payment of the amount she owed on a debt, the appeals court held that the debt collector used:

• A) an improper calculation of the interest rate owed on the debt, so as to increase its take, a violation of the FDCPA
• B) abusive language in the letter, and so violated the FDCPA
• C) technical terms that an ordinary consumer could not understand, a violation of the FDCPA
• D) language that was a bit technical, but the meaning was clear to a reasonable person, so there was no violation of the FDCPA
• E) none of the other choices

Understand the principles behind the fallacy of composition and how it differs from related fallacies.

Apply critical thinking to evaluate the strength of an argument based on the presence of logical fallacies.

Explain the concept of division fallacy and identify it in arguments.

Understand how the context of an argument can influence the commitment of a logical fallacy.

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Definitions:

Mons Veneris

A fatty area located over the pubic bone of females, covering and protecting the pubic area.

Labial Junction

The area where the labia majora (outer labia) or labia minora (inner labia) meet, typically near their anterior or posterior ends.

Clitoral Hood

A fold of skin covering the glans of the clitoris.

Urethral Meatus

The external opening of the urethra from which urine exits the body in both males and females and through which semen is ejected in males.