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In the 7-S framework analysis,the "Hard S" category includes systems and processes which:
Microfinance
A source of financial services for entrepreneurs and small businesses lacking access to banking and entrepreneurial training.
Financial Services
A broad range of services including banking, investment, insurance, and other fiscal transactions that are managed or offered by financial institutions.
Affordability Trap
A situation where individuals or families are unable to save for the future or improve their socio-economic status due to high living costs relative to their income.
Base-Of-The Pyramid Markets
Economically disadvantaged segments that represent a large, but often underserved, group of consumers at the bottom of the economic pyramid.
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