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Uninsured Savings
Savings not protected by government insurance, exposing depositors to potential loss if the financial institution fails.
Reserve Requirement
The minimum amount of reserves a bank must hold against deposits, as mandated by central banking authorities.
Commercial Banks
Financial institutions that provide a range of services, including accepting deposits, providing loans, and offering other financial products.
Bank Failures
The occurrence when a bank is unable to meet its obligations to its depositors or other creditors because it has become insolvent or too illiquid to meet its liabilities.
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