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Present Value
The calculated value in current terms of an expected future cash flow or sum of money, discounting at a given rate of return.
Annual Interest Rate
The yearly rate charged by a lender to a borrower, expressed as a percentage of the principal loan amount.
Lottery Winnings
Income received from winning lotteries, which is often subject to taxation.
Semiannual Payments
Payments made twice a year as part of a financial agreement, often seen in the context of bonds or loans.
Q1: Which of the following is not one
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