​Use the Following Setup for Question

question 45

Multiple Choice

​Use the following setup for question
Both Nadia and Samantha are applying to insure their car against theft.Nadia lives in a secure neighborhood,where the probability of theft is 10%.Samantha lives in a lesser secure neighborhood where the probability of theft is 25%.Both Nadia and Samantha own cars worth $10,000,and are willing to pay $100 over expected loss for insurance.
-​One of the solutions to the adverse selection problem in insurance is

• A)​Is to require that only the high risk individuals to buy insurance
• B)Is to require that only the low risk individuals buy insurance
• C)Is to require everyone to buy insurance
• D)​Is to completely ban insurance companies

Understand and identify key U.S. Supreme Court cases relevant to law enforcement practices.

Recognize the impact of racial bias and factors influencing police use of force.

Analyze the ethical considerations in the use of force by police, focusing on proportionality and intention.

Explore theories related to the causes of excessive force by police.

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Definitions:

Attention Deficit

A developmental disorder characterized by difficulties focusing, hyperactivity, and impulsive behavior, often referred to as Attention Deficit Hyperactivity Disorder (ADHD).

Hyperactivity Disorder

A behavioral disorder marked by an excessive level of activity, often diagnosed as ADHD (Attention Deficit Hyperactivity Disorder).

Impulse Control

The ability to resist urges to engage in behaviors that can be harmful or inappropriate.

Somatic Delusion

A false belief concerning the body, such as thinking one has a serious disease or body part dysfunction when it is not true.