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A bank can decrease the degree of moral hazard if it
Long-Term Memories
Memories that can be retained for an extended period of time, ranging from days to decades.
Testing Effect
The enhanced memory retention and learning that occurs from retrieving information through testing, compared to simply rereading or restudying material.
Reading Assignments
Tasks or homework involving reading specific materials provided by an instructor, often followed by discussion or analysis.
Fill-In-The-Blank Questions
A type of question or exercise where participants must insert the missing word or phrase to complete a statement correctly.
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