Examlex
Which of the following does NOT enhance the predictive value of reference checks
Unsecured Creditor
A creditor who has extended credit without securing collateral and thus stands at a higher risk in case of the debtor's bankruptcy.
Secured Bond
A type of bond backed by collateral, providing the bondholder with a claim on specific assets if the issuer defaults.
Enforceable
A term describing a contract or legal obligation that is legally binding and can be upheld in court.
Junk Bonds
High-risk, high-yield bonds issued by companies considered to be at greater risk of default.
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