Which of the Following Should Employers Always Obtain from the Applicant

question 34

Multiple Choice

Which of the following should employers always obtain from the applicant to obtain information from references?

• A) A verbal authorization
• B) A hold harmless agreement
• C) A privacy statement
• D) A no-objection certificate

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Definitions:

Insurer Payment

The money paid by an insurance company to a claimant or policyholder in the event of a loss covered by the policy.

Incontestability Clause

A provision in a life insurance policy stating that after a certain period of time, the insurer cannot contest the statements in the application.

Insurance Application

A formal request for coverage submitted to an insurer, detailing the terms and conditions.

Fraud Investigation

The process of examining activities to identify and investigate instances of fraudulent conduct.