After a Period of Price Stability in the 1990s, Housing

question 111

Multiple Choice

After a period of price stability in the 1990s, housing prices increased dramatically during 2002-2005 because

• A) regulations designed to make housing more affordable increased the demand for housing and drove housing prices upward.
• B) regulations designed to make housing more affordable decreased the number of sub-prime loans and made home buying a safer investment.
• C) mortgage lending standards tightened, and therefore mortgage loans for housing were only available to buyers purchasing highly expensive homes.
• D) home buyers were putting more money down and requiring more return on their investment, driving housing prices up.

---

Definitions:

Excessive Guilt

A heightened state of feeling responsible or regretful for a perceived or real wrongdoing, often beyond what is considered rational or justified.

Psychodynamic Therapies

A group of treatments focusing on unconscious processes as they manifest in a person's present behavior, emphasizing the importance of early life experiences.

Internal Conflicts

Psychological struggles within the mind of a person, often arising from opposing desires or needs.

Behavior Therapists

Professionals who specialize in applying clinical and experimental psychological principles to modify problematic behaviors.