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The limits on contributions to an HSA savings account are $3,300 per year for individuals and $6,150 for families.
Thick Fur
A dense layer of hair on animals that serves as insulation against cold temperatures and water.
Permafrost
A thick subsurface layer of soil that remains frozen throughout the year, occurring chiefly in polar regions.
Arctic Tundra
A cold, treeless region where the subsoil is permanently frozen, found in the Arctic circle.
Coniferous Forest
A biogeographic zone dominated by cone-bearing trees, such as pines, spruces, and firs, typically found in northern latitudes where temperatures can be cold.
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