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When you sign up for electronic banking services,the depository institution must inform you of your rights and responsibilities in a written disclosure statement.
Thick Skin
Skin in the palms, soles, and tips of the digits; has all five epidermal strata.
Friction
The resistance that one surface or object encounters when moving over another.
Dermis
The dermis is the thick layer of skin beneath the epidermis, containing nerve endings, sweat glands, hair follicles, and blood vessels, contributing to skin's flexibility and strength.
Melanocytes
Cells in the skin and hair follicles responsible for the production and distribution of melanin, giving skin and hair their color.
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