The Only Real Source for a Free Credit Report Is

question 121

Multiple Choice

The only real source for a free credit report is through

• A)annualcreditreport.com.
• B)freecreditreport.com.
• C)myfico.com.
• D)fcra.com.

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Definitions:

Total Assets

The sum of all assets owned by an entity, including cash, investments, property, and other valuables, used to assess financial health.

Excess Reserves

The capital reserves held by banks over and above the minimum required by regulators, available for lending or investing.

Required Reserves

The minimum amount of reserves that a bank must hold, as mandated by the central bank, against its deposit liabilities.

Reserve Requirement

The mandatory percentage of deposits that banks must hold in reserve, either in their vaults or at the central bank, not available for lending.