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Explain the positions of those for and those against the Patriot Act.
Unpaid Debts
Financial obligations that have not been settled or paid by the due date.
Collection Practices
Procedures and methods used by businesses to recover debts from customers.
Fair Debt Collection Practices Act
A U.S. federal law that aims to protect consumers from abusive, deceptive, and unfair debt collection practices.
Credit Costs
The expenses associated with borrowing money, including interest rates and fees.
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