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__________ is a major shift in the norms, values, and mind-set of the entire organization.
Merchants Bancorp
An American banking company involved in providing banking and financial services.
Holder In Due Course
A person who acquires a negotiable instrument in good faith and for value, thus having certain protections against defenses and claims.
Assignee
The party to whom rights or property are transferred in an agreement.
Transferor
An individual or entity that transfers its rights or properties to another.
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