What Would an Insurance Agent Who Fails to Advise a Client

question 48

Multiple Choice

What would an insurance agent who fails to advise a client that a form of requested coverage is unavailable likely be found by a court to have committed?

• A) breach of insurance standard
• B) breach of fiduciary duty
• C) breach of agency of insurance
• D) breach of enduring contract

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Definitions:

Anatomy and Physiology

The study of the structure (anatomy) and function (physiology) of the human body, often taught together as a foundational subject in health and medical disciplines.

Infection Control

Practices and procedures used to prevent and control the spread of infections in healthcare settings and the community.

General Skills

The skills that are necessary regardless of whether one is working in a clinical or administrative capacity. They include legal functions, communication skills, the ability to deliver education, and operational functions.

Psychology

The examination and analysis of how the human mind operates, particularly its impact on behavior within specific situations.