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Identify the additional duties implied on the bank with respect to the banking contract by common law and banking practice.
Flynn Effect
The observed rise over time in standardized intelligence test scores, thought to reflect changes in environmental factors.
Cohorts
Groups of subjects in a study who share a defining characteristic, typically born at around the same time, but can also refer to groups in experimental designs or demographic studies.
Flynn Effect
The observed rise over time in standardized intelligence test scores, attributed to various factors including improved nutrition, education, and test-taking strategies.
Standardized
Consistent and uniform procedures applied in testing or assessment to ensure fairness and comparability of data or results.
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