What Is the Legal Effect of an Insurer's Decision to Subrogate

question 54

Multiple Choice

What is the legal effect of an insurer's decision to subrogate against a third party wrongdoer?

• A) the insurer is required to defend the insured
• B) the insurer denies coverage to the insured
• C) the insurer steps into the shoes of the insured
• D) the insurer must indemnify the insured

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Definitions:

Ovarian Cycle

The series of events in a female's body that occur from one menstruation to the next, involving ovulation and the preparation of the uterus for possible pregnancy.

Premenstrual Discomfort

Symptoms and physical discomfort often experienced by women in the days leading up to their menstrual period, including mood swings, tender breasts, food cravings, fatigue, irritability, and depression.

Physiological Processes

Biological functions and activities that maintain living organisms, encompassing everything from breathing to digestion.

Sexual Arousal

A state of heightened excitement and readiness for sexual activity, often characterized by physical and psychological changes.