Which of the Following Is an Accurate Definition of "Insurance

question 33

Multiple Choice

Which of the following is an accurate definition of "insurance"?

• A) A savings account designed to protect you in the event of a rainy day
• B) A financial arrangement that redistributes the costs of unexpected losses among a pool of insureds
• C) A communist plot to destroy capitalist enterprise
• D) A contractual agreement in which the insurer agrees to pay the insured only if the insured requests the money

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Definitions:

Psychological Disorder

A condition characterized by abnormal thoughts, feelings, or behaviors, which impair personal functioning in various contexts.

Environmental Stressors

External forces or conditions that can potentially cause stress in an individual, influencing both mental and physical health.

Individual Characteristics

The unique traits, behaviors, and attitudes that distinguish one person from another.

Epigenetic Effects

Alterations in the expression of genes resulting from processes that do not involve modifications to the DNA sequence itself.