Which of the Following Factors Is Not Considered When an Insurance

question 14

Multiple Choice

Which of the following factors is not considered when an insurance rate or premium is calculated?

• A) The cost of the actual losses
• B) The cost of the insurance salesman and other company expenses
• C) Investment earnings on prepaid premiums
• D) The decision by the U.S. Supreme Court in 1943

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Definitions:

Family Counseling

A form of psychotherapy that aims to address and improve problematic family dynamics, communication, and relationships.

12-step Support Groups

Are peer groups aimed at aiding recovery from addiction or compulsive behaviors, following a set of guiding principles or steps.

Sexual Functioning

concerns the physical and emotional aspects of sexuality, including desire, arousal, and ability to experience sexual pleasure and reproduction.

Physical Violence

The use of physical force with the intent to harm or intimidate another individual, ranging from minor instances to severe acts.