If Insurance Did Not Exist in the United States, Which

question 36

Multiple Choice

If insurance did not exist in the United States, which of the following might reasonably be expected to happen?

• A) Banks would lower their interest rates on home mortgages and auto loans.
• B) Moral hazards would decrease.
• C) The occurrence of perils would decrease.
• D) In general, only large businesses would be able to survive.

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Definitions:

Universal Precautions

A set of guidelines and protective measures to prevent transmission of bloodborne infections and pathogens in healthcare settings.

Idiopathic Thrombocytopenic Purpura

A disorder characterized by a low platelet count of unknown cause, leading to bleeding and bruising easily.

Platelets

Small blood cells that play a crucial role in clotting, helping to stop bleeding by clumping and forming plugs in blood vessel injuries.

Hemophilia

A genetic disorder that impairs the body's ability to make blood clots, leading to excessive bleeding.