If Insurance Did Not Exist in the United States, Which

question 52

Multiple Choice

If insurance did not exist in the United States, which of the following might reasonably be expected to happen?

• A) Banks would lower their interest rates on car loans.
• B) Moral hazards would increase.
• C) The occurrence of perils would decrease.
• D) In general, only small businesses would be able to survive.

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Definitions:

Self-Image

A person's conception of themselves and their abilities.

Negative Messages

Communication that delivers discouraging, pessimistic, or disapproving information, often affecting the recipient's emotions or actions negatively.

Antibias Attitude

A stance or approach that actively counters biases, prejudices, and discrimination based on characteristics such as race, gender, sexuality, and ability.

Racial Injustice

The unfair treatment of individuals based on race, often manifesting through systemic inequality, discrimination, and prejudice.