The Combined Ratio Is

question 21

Multiple Choice

The combined ratio is:

• A) the loss ratio plus the expense ratio
• B) a measure of underwriting losses
• C) the loss ratio divided by the expense ratio
• D) a measure of capital gains and dividend returns

Recognize the implications of multitasking on learning and attention.

Understand diverse perspectives on knowledge evaluation and truth, including the evaluativist theory.

Recognize the distinction between moral reasoning and moral behavior.

Understand the different emphases on moral reasoning between genders and across cultures.

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Definitions:

Cross-Sequential Design

A research method that combines both longitudinal and cross-sectional study designs to analyze developmental patterns across different ages by observing different cohorts over time.

Behavior Genetics Design

A research method used to determine the role of genetic and environmental influences on individual behavior.

Secularization Thesis

The theory that as societies progress, religious authority diminishes in all aspects of social life and governance.

Religious Explanation

An interpretation or understanding based on religious beliefs or teachings, often used to make sense of the world or human experience.