On Average, Women Live Longer Than Men

question 54

Multiple Choice

On average, women live longer than men. If an applicant's gender is ignored in determining life insurance prices:

• A) men will subsidize women
• B) women will subsidize men
• C) no subsidization will occur because only group longevity results are valid
• D) morale hazard will increase significantly

---

Definitions:

Automatic Processing

Mental operations that occur without conscious awareness or effort, enabling quick responses or decisions.

Deliberate Processing

A cognitive process involving conscious and careful thought and evaluation of information.

Cognitive Coping

The idea that beliefs play a central role in helping people cope with and recover from misfortunes.

Dual Attitude Theory

A psychological concept suggesting that people can hold two different evaluations (positive and negative) about the same object at the same time.