The Doctrine of Proximate Cause

question 14

Multiple Choice

The doctrine of proximate cause:

• A) forces the insurer to pay for all claims arising out of an unbroken sequence of events if any one of the subsequent perils following the original excluded peril was covered
• B) forces the insurer to pay for all claims arising out of an unbroken sequence of events if the original insured peril was covered
• C) forces the insurer to pay for the loss when the proximate cause of the event is the insured's fault
• D) divides any loss payment among parties proximately affected by the loss

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Definitions:

Orthostatic Hypotension

A form of low blood pressure that occurs when standing up from sitting or lying down, leading to dizziness or fainting.

Blood Pressure

The force exerted by circulating blood on the walls of blood vessels, often measured as an indicator of cardiac health.

Baroreceptor Function

The role of special sensors (baroreceptors) located in blood vessels that help regulate blood pressure by detecting pressure changes.

Tingling

A sensation of prickling, stinging, or numbness, often indicating the beginning of nerve recovery or damage.