Underinsured Motorist Coverage

question 8

Multiple Choice

Underinsured Motorist coverage:

• A) is the same as Uninsured Motorist coverage
• B) potentially pays the difference between the negligent driver's liability coverage amount and the injured party's UM limits
• C) pays for property damage you cause when your victims have no coverage
• D) pays for an insured's negligence when insufficient liability limits exist

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Definitions:

Superior Trial Court

A higher-level court that hears both criminal and civil cases, typically with the authority to hear appeals from lower courts.

Province

A territorial unit of governance within a country, often with its own set of laws and government.

Cross-Examination

A stage in a court trial where an opposing attorney has the opportunity to question a witness.

Direct Examination

The questioning of a witness by the party who called the witness to testify in a court of law, focusing on the case's facts without leading questions.